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Care Credit is a health and wellness credit card with flexible financing options so you can pay over time for care you want or need.

  • Easy Applications
  • Flexible Financing options
  • Instant Credit decisions

How It Works

The CareCredit card is a simple, flexible way to pay for a wide range of health and wellness needs for you, your family, and your pets. See if you prequalify without impact your credit score

What Amount You Would like To Finance?
Payment Calculator
Don’t just take our word for it! Here’s what other patients have to say about Credit Care…

Frequently Asked Questions

CareCredit is a credit card designed to pay for out-of-pocket health and wellness expenses with convenient monthly payments. CareCredit is accepted at over 260,000 locations nationwide for Dentistry, Veterinary, Cosmetic Treatments and Skincare, Vision, Chiropractic, Hearing Care and other specialties.* For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.

Your CareCredit credit card can be used at over 260,000 locations nationwide for a variety of health and wellness services including dentistry, veterinary, cosmetic treatments, skin care, chiropractic care, hearing care and more. Once you have CareCredit you can use it again and again for your household’s health and wellness expenses. Please visit our locator for the locations you can use your CareCredit credit card.

The easiest and fastest way to see if you prequalify for CareCredit is to use this link. You will get the prequalification decision within seconds and, if you prequalify, you can apply right away, with confidence. You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply). Applicants by phone must have a written copy of the credit card agreement before proceeding, which can be printed from or you can obtain from your provider. In addition, you can apply in person at more than 260,000 health and wellness locations and select retail locations that accept CareCredit. We do not accept applications via fax or email.

The CareCredit credit card is accepted at hundreds of thousands of locations, including partners like Walgreens, Walmart®, and Sam’s Club*. Please use our convenient locator tool to find a doctor or business in your area that takes CareCredit.

An Authorized User can be added to your account by logging into your account and clicking on Services > Authorized Users. Also, an Authorized User can be added to your account by calling our Customer Care Center at (866) 893-7864.

Manage My Plan
Manage your payment plans inside the CareCredit Patient Portal.
More Questions ?
Contact the CareCredit Support Team
CareCredit Cardholders:
Call (866) 893-7864
We are available Monday through Sunday
from 8:00am - 12:00 midnight (EST).
Login to manage your account.
Or mail it to:
Synchrony Bank
PO Box 71715
Philadelphia, PA 19176-1715
Enrolled Providers accepting CareCredit
Fill out this form to be contacted by our Practice Development Team or
Call (800) 859-9975, Option 1, then 6, Monday - Friday, 8:00 am – 6:30 pm (EST).
For any other inquiries call (800) 859-9975 and follow the IVR prompts, Monday – Saturday, 7:30 am – 2:00 am (EST), Sunday 9:00 am to 2:00 am (EST).
Health Systems/Hospitals call (855) 945-3561, Monday – Friday, 8:00 am – 6:30 pm (EST).
Apply for CareCredit:
Call (800) 677-0718
Find out immediately if you have been approved by using our easy, automated system anytime or applying with a live agent 24/7 365 days a year.
Please read our Terms & Conditions before you call.
Interested in being a CareCredit Provider?
Fill out this form to be contacted by a member of our team or
Call (800) 300-3046 Option 5, Monday - Friday, 9:00 am to 7:00 pm (EST).
If you represent a Health System, call (855) 827-8068

What people say about us

Ashley Montag

HydraFacials + Beauty Bank Membership

"The best MedSpa in Houston! Ashley’s hydra facials are magic, my skin has never felt better in the winter. Being a Beauty Bank member is 1000% worth it."

Abbie Seek

Hair Color + Styling

"I’ve gone to Jessica for all my hair needs for several years. She always makes my hair look amazing and I feel like a new person every time! I can’t recommend her highly enough!"

Stephanie Plenger

Lip Filler

"I absolutely loved the results of my lips. I am waiting for 9 o’clock so that I can get them re-done. I was very impressed with the staff and the outcome. Obviously, I am returning! I am from Cypress and it is definitely worth the drive."

Marianna Cleek

Botox/ Filler/ CoolSculpting

"Radiance offers an endless list of beauty and well-being services in a well-maintained, comfortable environment. The staff is knowledgeable, professional and personable. My experience has been nothing less than excellent. I highly recommend this spa."

Sue Reifsteck

Massage/ Hormone Therapy

"Amazing massages with Val! I always have a positive experience with Val, Nancy and Dr. C. Easy and polite check out experiences too!"

Misty Reisig-Willett

Botox + Fillers

"I flew from OKC to Houston just to have Holli the RN do my filler. She is amazing and so talented/gentle/caring. The results are even better than I could have imagined! The staff are all so kind, knowledgeable and accommodating! The building was SO nice and beautiful! I know where I will always go for my filler and lasers"